Adversity in ‘Lord of the Flies’ Essay

Adversity is presented in many forms during ‘Lord of the Flies’ for the main character Ralph. It comes not only in the form of other people but a corruption of what society the boys on the island have managed to hold onto. One of the strongest forms of adversity came in the form of a strong and outspoken boy Jack; Jack often overwhelms and disregards things that Ralph, the chief of the boys on the island, has said to be done. Ralph, we can see, struggles to hold his control over the group of boys when Jack refuses to believe the importance of these jobs. Ralph’s biggest struggle against adversity against Jack happens during a time of panic and distress. We know he struggles for power as Jack ‘interrupted’ him, use of the word ‘interrupt’ shows that there is no respect between the two of them. As there is no respect, especially for the chief of the tribe, it causes adversity between the more outspoken members of the tribe and Ralph because they believe they can override his authority. Here Golding explores adversity through his language choices. His language choices can be very important when portraying adversity within the group of boys; certain words portray different levels of adversity for example ‘mutinously’ shows that there is a high level of adversity as the boys are unhappy with the situation they are in. Golding also explored adversity through the emotional turmoil of being on an adult-less island. Without adults, the children have no boundaries and therefore have to understand for themselves the boundaries of adult life; what is socially acceptable and unacceptable. They did this by making mistakes and learning from them, they do everything they to keep what society has instilled upon them; with rules and roles in their society. They have had to grow up and overcome the adversity by becoming adults and learning to survive and fend for themselves and the littluns by building their shelters and learning to hunt and ‘kill the pig’. He has explored the struggle of adversity particularly well through Ralph, this is because it easy to see how well he steps into the role of chief and protector of the group, he overcomes the adversity of growing into adult thought well. He understands what the basics are as he knows they need food, hygiene for safety and smoke signal for passing ships to see, this is obvious because he knows they need a smoke signal or they ‘will die’. One of the biggest forms of adversity with which the boys struggled was undoubtedly learning to cope and overcome the fear the littluns had instilled upon themselves associated with ‘the beast’. Golding does this by changing the way Ralph handles the crisis and changing his basic survival instincts back to that of the society the boys have left behind and learn to be compassionate towards the obviously scared young boys. This is obvious because throughout the book Ralph has been harsh, we can see this most in the first few chapters where he himself is obviously scared at the prospect of surviving with no adult help or guidance, we can see this through the way Golding has made Ralph speak and react to the other characters, such as his harshness to another key figure in the book, Piggy. An example of this is the fact that Ralph continuously tells Piggy to ‘Shut up’. However, when he understands the littluns fear of ‘the beast’, his tone softens and he understands that they need to be protected and looked after to feel safe, this is obvious because he made sure that a bigger child was there to look after them when all of them go on hunts, this shows that they have overcome their instincts to look after only themselves. However, they overcome the adversity of adjusting to life in fear of ‘the beast’ very well. They adjust everything about the way they were living, moving the fire to their beach instead of leaving it on top of the mountain where they knew the beast was. We can see he is doing this for the protection of everybody as they do it so they ‘needn’t go near-‘. The use of the word ‘needn’t’ in this context shows that Ralph is protecting the group because he’s keeping them out of what they believe to be harm’s way.

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. Assume a monopolist faces a market demand curve P = 100 – 2Q, and has the short-run total cost function C = 640 + 20Q. What is the profit-maximizing level of output? What are profits? Graph the marginal revenue, marginal cost, and demand curves, and show the area that represents deadweight loss on the graph. 3. In question 2, what would price and output be if the firm priced at socially efficient (competitive) levels? What is the magnitude of the deadweight loss caused by monopoly pricing? 4. Show that if a firm is a natural monopoly, a government policy that forces marginal cost pricing will result in losses for the firm. . Suppose a change in technology available to fringe firms increases their elasticity of supply, altering the total fringe supply curve from p = 5 + Q, to p = 5 + 2Q. If market demand is Q = 20 – p, show the change in the residual demand curve using a graph. Is the dominant firm better off or worse off after the change? 6. If a monopolist has consta nt marginal cost MC = 20, and faces demand p = 80 – Q, what is the effect on consumer surplus of a $5 per unit tax on sellers? Is the tax revenue collected less than, equal to, or greater than the consumer surplus loss plus the reduction in profits? 7.Suppose a legislator introduced a bill that would decrease patent life for new drugs from 17 years to 10 years, based on the argument that it would reduce deadweight loss through lower prices. What argument could you make against such a change? 8. Suppose a monopoly is for sale. What specifically must be purchased by the buyer in order to retain its market position? How much would it be worth? 9. Suppose a monopolist faces a market demand curve Q = 50 – p. If marginal cost is constant and equal to zero, what is the magnitude of the welfare loss? If marginal cost increases to MC = 10, does welfare loss increase or decrease?Use a graph to explain your answer. 10. The chapter notes that one possible alternative to regulation is for the government to encourage competition. Would this be an efficient mechanism to increase efficiency in an industry where the incumbent firm is a natural monopoly? 11. If a monopoly firm sells a product with price $100, whose marginal cost is $30. What is the price/ marginal cost ratio? What is the Lerner Index? And what is the demand elasticity the firm believes it faces? 12. Suppose a monopoly firm with a constant marginal cost 10 faces an inverse linear demand function p = 50 – Q.What would be the profit-maximizing price and quantity if its marginal cost doubles? How does it compare to the outcome with original cost? Answers 2. First, derive the MR and MC functions; then set MC = MR and solve. See Figure 11. 1. Deadweight loss is equal to area abc. P = 100 ? 2Q R = 100Q ? 2Q 2 MR = dR/dQ = 100 ? 4Q MC = 20 100 ? 4Q = 20 Q* = 20 p* = 60 ? = 1200 ? 1040 = 160 Figure 11. 1 3. To solve for the competitive price and output, set MC = p. 20 = 100 ? 2Q * QC = 40 * pC = 20 The magnitude of the deadweight loss is $400, which is the area of triangle abc in Figure 11. 1. 4. See Figure 11. 2.If the firm is a natural monopoly, AC falls throughout the range of demand. When AC is falling, MC is below AC. By forcing the firm to price at marginal cost, revenue would be less than cost, and the firm would incur losses equal to area abcd. Figure 11. 2 5. See Figure 11. 3. The change in technology reduces the slope of the fringe firm supply curve, allowing them to supply more of the total demand at all prices above $5, making the dominant firm worse off. Figure 11. 3 6. The $5 tax increases MC to $25. Quantity falls from 30 to 27. 5, and price increases from $50 to $52. 50. Consumer surplus falls by $71. 875 (from $450 to $378. 25). Profits fall by $143. 75 (from $900 to $756. 25). Tax revenue collected is $137. 50 ($5 ? 27. 5 = $137. 50). See Figure 11. 4. Figure 11. 4 7. In order for the legislation to have a net positive effect, any social cost must be more tha n offset by the lower prices when the patent expires. Firms would engage in less research and development. If a firm believed that a project could only become profitable in the 11th through 17th year of the patent, it would not be funded, or may be funded at a less than efficient level. The reduction in health that occurs as a result represents the social cost of the policy. . The buyer would have to purchase whatever the source is of the monopolist’s barrier to entry, for example, a patent, or the control of a resource needed for production. The value of a barrier to entry is the discounted stream of profits that a monopolist could expect to earn from that monopoly. In the case of a patent it would be the discounted stream of profits that could be earned in the remaining years before the patent expires. 9. See Figure 11. 5. When marginal cost is zero, the firm sells 25 units of output for $25 per unit. The welfare loss is equal to the area of triangle abc, or $312. 50.When m arginal cost increases to $10, the firm reduces output to 20, and the new welfare loss is def, or $250. 00. Figure 11. 5 10. No. If the incumbent firm is a natural monopoly, to encourage entry through any form of assistance or subsidy will reduce overall efficiency and lead to increased prices, because cost increases as per-firm output decreases. 11. The price/marginal cost ratio will be 100/30 = 3. 33. Its Lerner Index is 70/100 = 0. 7 and the firm believes it faces a demand elasticity of –1. 43. 12. Under MC = 10, we have 10 = 50 – 2Q, hence Q = 20 and p = 30. With the new marginal cost, we have 20 = 50 – 2Q. Hence Q = 15 and p = 35.

Demon and Fact Faustus Essay

Mephistopheles varies greatly in his attitude towards Faustus, sometimes seemingly offering support and guidance while others acting in a dismissive, even disdainful manner. Throughout, Faustus is manipulated into fulfilling Mephistopheles’ own goals, yet the ‘bewitching fiend’ succeeds in giving him the belief that he wants to do these things himself whether or not he is being guided, albeit rather forcefully, there. Nonetheless it remains to be seen if this is a reflection of the deceitfulness from the devils servant or rather the weakness and arrogance shown by Faustus. Faustus appears vulnerable and naà ¯ve upon conjuring for the first time, pathetic fallacy adding to the sombre mood, as ‘gloomy shadow(s)’ overcast the scene, obscuring what is about to happen, leaving the audience in the dark and instilling a sense of terror. Therefore when Mephistopheles appears as a devil it is presumably through fear that Faustus describes him as ‘too ugly’ such is the heightened sense of tension and feeling of the sublime he experiences. As opposed to reacting to Faustus’ needs Mephistopheles immediately gains control and begins surreptitiously asserting his dominance over him, taking advantage of the fact Faustus is clearly out of his depth, and resorting to imperatives, commanding Mephistopheles to ‘speak!’ hinting that desperation is starting to creep in. Throughout the play it appears as though Mephistopheles is praying on Faustus’ weaknesses, identifying his ‘aspiring pride’ as a pressure point and luring him towards the idea of becoming the ‘sole king’ of all the earth. Once overcome with the thought of being a ‘great emperor’ Faustus is obviously convinced that selling his soul is the best option he has and appears to disregard any rational logic, allowing Mephistopheles to sit back only issuing short replies like ‘I will’ in return to the overly ambitious notions filling Faustus’ egotistical head. Faustus’ lack of control is only furthered when his ‘own appetite’ gets the better of him leading to Mephistopheles threatening to go ‘back to hell’ – forcing Faustus to implore with him not to leave – furthermore signalling his reliance on him to actually carry out all his frivolous desires. The compromise of being offered à ¢â‚¬Ëœgreater things’ proves too much for Faustus as  passion overcomes reason, which Mephistopheles is keen to distance them from, creating stark opposition and providing further evidence that he is willing to manipulate Faustus through his vulnerabilities, regardless of what emotions this will invoke in the mere mortal himself. In addition to promise bringing ‘whirlwinds, tempests, thunder and lightning’ under the control of Faustus, Mephistopheles also immediately senses whenever there is slight doubt in his subject, quickly bombarding him with fantasises to ‘delight his mind’ and turn his attention away from any concept of repentance. This eagerness to persistently tempt Faustus towards hell every time he wavers slightly suggests a driven character, supported through his own claims that he would do anything to ‘obtain his soul’ no matter the cost, showcasing a lack of care or sympathy towards the difficult situation Faustus finds himself in. This only serves to further the level of deception and pretence when Mephistopheles calls on Faustus to ‘stab thine arm courageously’ resorting to flattery to get his own way, knowing that Faustus’ ego will easily succumb to being complimented and raised above others. However in direct contrast, Mephistopheles shows he’s not afraid to resort to intimidation, reporting ‘hell hath no limits’ such is the reach of the devil, one should know not to cross him as ‘under the heavens’ the lines blur and the liminal becomes ever more apparent, this bold claim undoubtedly a shocking one in front of a contemporary audience wherein religion was distinct in its boundaries – hell and heaven two entirely different entities. After a relatively straight forward process of persuasion Mephistopheles gains Faustus’ soul, leading to an apparent change in attitude from Mephistopheles – more bold in his tactics – he openly denies Faustus his wishes, instead questioning his stupidity and chastising him by warning him to ‘talk not of a wife’ but rather concentrate on aspects of life he himself deems relevant. Faustus’ pitiful cry at the end of scene 5 suggests that already he realises the drastic mistake he’s made and that ‘thou art deceived!’ by the dishonest Mephistopheles, leaving the audience to feel slight sadness for the misplaced trust he possessed. Nevertheless while this seems tragic one cannot avoid the suggestion that Faustus was only guided down a path he  desired all along and that he convinces himself to be ‘resolute’ and show willing to commit the most heinous of crimes such as ‘offer luke-warm blood of new-born babies’ – an awful taboo that highlights just how far he will go in order to quench his thirst for power and fame. In turn, this advocates Mephistopheles as more of a bystander than initially thought and while he is unequivocally determined in gaining more souls ‘to enlarge his kingdom’, he remains open about this throughout, instead of being sly and secretive. Therefore it can be considered that Faustus is in no position to call Mephistopheles a ‘bewitching fiend’ such are the failings of his own character. He is the one who condemns himself through his over ambition at becoming a ‘conjuror laureate’ and arrogance in believing that he has tamed Mephistopheles and made him ‘obedient’. Whereas Mephistopheles only points him in the right direction and technically always remains under his command, bringing him a ‘hot whore’ for a wife, while unsatisfactory is still fulfilling the parameters of Faustus’ self-indulgent wish. Despite this obedience towards his supposed master, Mephistopheles can definitely be considered a ‘bewitching fiend’ due to his ability to lure Faustus into making the decisions that Mephistopheles himself wanted and the drive he holds in forcing the deal through to the end. Furthermore his lack of concern towards his own conjuror is revealing, joking ‘tut I warrant thee’ in reaction to Faustus’ recognition he has done wrong, displaying both a lack of remorse and also a smugness that he has succeeded in accomplishing Lucifer’s plan.

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CMG 301 MOD SLP - Essay Example The insured must insure at least 90% of the total value of the insured property and pay a premium accordingly in order to recover based on the full value of their loss. If the insured fails to do so they will self insure proportionally. For example, if only 50% of the property value is insured and a loss of $100,000 is suffered the claim will be based on insurance limit carried divided by insurance limit required times the loss, that is $1,000,000 divided by $1,800,000 times $100,000 equals $55,555.55. the insured may and indeed is required to take immediate steps to protect the affected property from further loss or damage before the arrival of the adjuster. Any reasonable costs incurred will be included in the insured’s claim. In the event of a claim under this policy which results from the negligence or deliberate action of a third party the insured agrees that upon payment of the claim, the insurer may pursue recovery against the responsible party in the insured’s name. The insured may join the insurer to pursue recovery of any uninsured loss. Any recoveries and costs involved will be shared in proportion to the parties’ financial interests. The insurer pledges to investigate all claims thoroughly and promptly after notification and to pay all valid claims within 30 days of receipt of the insured’s properly completed Proof of Loss. In the event the insurer denies the claim or disagrees with the insured’s quantum calculation, the insured will be advised in writing within 30 days of receipt of their Proof of Loss and provided with a full explanation of the insurers’ position 3They must co-operate fully and with complete honesty the insurer at all times the policy is in effect. When requested they must allow the insurer to inspect the premises and provide any information required by the insured material to it’s assessment of the risk. Included in the premium is

Act 3 Scene 5 dramatic in romeo and juliet Essay Example for Free

Act 3 Scene 5 dramatic in romeo and juliet Essay The play Romeo and Juliet is set in Verona, Italy, in the 1600s. During this time violence and rivalry had been common around rival families; fighting and feuding because of their differences. Discipline was an issue in a household. Rules and regulations were to be obeyed and if one chose to break the authority, their sins would have to be confessed to the church. Religion was very important to a catholic family. Going to church and praying was an obligation. Parents had a strict conduct at the time. Weddings were arranged usually by the father of the household; mainly choosing a wealthy man to suit his daughter. Most children from rich and influential families were cared for by a Wet Nurse; normally a lady who had lost a child previously so she would care for another child as if it were her own. As Juliet grew up her wet nurse became a very important figure in her life. William Shakespeare creates tension when Capulet sends Lady Capulet to Juliets room to tell her of the marriage they have planned for her. The audience knows that Romeo and Juliet are married and actually in bed together. The audience wonders if the lovers will get caught. As Romeo and Juliet are lying together in Juliets chamber they discuss whether it is morning or night. It is not yet near day: it was the nightingale, and not the lark. Juliet is pretending that it is not morning, all the while Lady Capulet is on the way to her room. Juliets nurse breaks the atmosphere of tension when she warns that Lady Capulet is approaching the room. Your lady mother is coming to your chamber, the day is broke, be wary, look about. Romeo escaped out through the window just in time. Farewell farewell, one kiss and Ill descend When Lady Capulet enters Shakespeare uses dramatic irony to cause confusion and misunderstanding between Juliet and her mother. Indeed I shall never be satisfied with Romeo, till I behold him- dead. Lady Capulet believes Juliet wants Romeo dead, however the audience is aware of the truth; Juliets heart is dead without Romeo. When Capulet enters he speaks kindly to Juliet at first but becomes insulting and violent. Shakespeare is the master of the Elizabethan insult. This makes the scene extremely dramatic for the audience. Capulet threatens Juliet hang thee young baggage, disobedient wretch, I tell thee what, get thee to church a Thursday, or never after look me in the face. Juliets father is confused at how his daughter isnt thankful for the marriage arrangement he has made for her and takes it personally which makes him react unsympathetically. Lady Capulet stands back and watches, not wanting to help her daughter from unrestrained fathers anger. Juliet pleads with her mother to call the wedding off but she refuses to interfere. Talk not to me for Ill not speak a word, do as thou wilt, for I have done with thee. The audience would feel pity for Juliet, as a parent deserting their child is a very dramatic statement. The nurse is aware of Juliets grief and hopelessness and she suggests that Juliet marries Paris even though this will be bigamy. I think it best you married with the county, o hes a lovely gentlemen. Juliet is discomforted at her nurses proposal so she goes to see Friar Laurence to see if there is anything he could do to stop herself from marrying Paris. Juliet then states that if this fails she will kill herself. Ill to friar to know his remedy, if all else fail, myself have power to die this is a self-fulfilling prophecy, which the audience will understand because it was mentioned in the prologue. The fact that the audience knows that the star-crossed lovers will die creates a dramatic atmosphere. Shakespeare makes act 3 scene 5 dramatic through the use of many techniques viz: dramatic irony; the creation of suspense; the use of insults and the prophetic prologue. All of this would have ensured that an Elizabethan theatre audience were sat on the edge of their seats throughout the dramatic and exciting performance. Of this, Shakespeares most famous tragedy.

Causes of the Financial Crisis

Causes of the Financial Crisis Introduction Financial crisis occurs when there is instability in the finance systems which pose danger to the economic, political, social and international affairs leading to decisive changes. It will reveal perspectives on the functioning situation of monetary economies. Financial crisis does not affect only the country itself; it is like a contagious disease that spreads to neighbouring environments and across to its partners especially in this modern time where the world is interconnected. It is financial mismanagement which leads quickly to economic destruction, diminishes individual and national wealth, lost growth, etc. It is an interruption to financial markets which is connected with falling asset prices that will result in the inability to pay debts among debtors and intermediaries that spread out through the financial system. By this happening it will cause disorder to the flow of markets capacity to pump capital within the economy. On the basis of international crisis, this commotion will overflow into national borders, causing disorder to the market’s ability to allot capital internationally. When this happens, no one takes blame or at least will admit that they foresee it coming. It causes a lot of violent changes around the country and across the globe with devastating consequences. On the aspect of Private and individuality; this will result to unemployment; people will not be able to find work, loss of properties, families will lose their homes to foreclosure process and many will be in arrears on their mortgage payments. Household wealth worth a lot of billions of Euros will disappear, life savings, retirement accounts all will go down the drain. Business and commerce; large and small businesses will feel the sting of the economic recession. Manufacturing will decline, global trade will diminish, and some will file for bankruptcy and be forced out of business (Angelides and Thomas, 2011) People will become angry about what is happening. Some people who have worked hard all their lives, obeyed the law and played by the rule will probably find themselves out of work and about to lose their family homes will not know what the future has in store for them. The segment who is mostly affected by any financial crisis is the private people and the communities. Businesses will move out of communities, banks will stop lending money; there will be shortage of cash flow, consumers reduce their spending and practically everything is at a standstill. The after effects/impacts of the crisis stays on and will be felt for decades to come, and rebuilding the economy takes a lot of hard work and dedicated efforts. In this research paper I will discourse the causes of financial crisis; what are the reasons why from time to time there is an economic recession, and enumerate why certain financial crisis are contagious. I will use the 2008 financial crisis as case study to illustrate my answer, and finally conclusion. Causes of financial crisis The causes of financial crisis could be a little complicated and not a very straight forward explanation could be given. It is a crisis on one hand that could be blamed on government action, and on the other hand, it could be blamed on government inaction (is not doing enough) but the bottom line is that it is a problem cause by human beings. It is not caused by nature or computer error. Financial crisis have occurred dozens of times since the seventeenth century (The Economist, Jan., 2009). Understanding financial crisis is crucial in avoiding them, but that leaves the question; why financial institutions and their agencies/bank regulators never see the possibility of crisis coming? The crisis that occurred in 2008 which was the most recent and will not most probably be the last was the most severe and the most global since the Great Depression of the 1930s. I must not fail to point out where this crisis started from or its origin. Financial crisis is always associated with the financial systems of global powers, and the one that happened in 2008 was no exception. Since the collapse of Soviet Union, United States has been the dominant superpower and while momentarily being the most influential and extremely powerful nation was full of assurance that economic liberalization and the rapid growth of communications technology would give the world economic expansion. The move towards integrated global economy has been instrumental in the amassing of wealth by a few individuals which has created inequality. In the process of the government trying to bring down the gap between the haves and have not’s in the US; some of the policies gave rise to the financial crisis. We human beings have always been obsessed with money, and have the excessive desire to acquire more of it. And generally people tend to spend more than they have; banks are willing to give loans and these loans some will be paid back and some will not be paid back, by so doing this is creating huge debts that have the potentiality to cause a dramatic effect to the financial set up of the country. This is part of the reasons why from time to time Central banks pumps money into the financial system so as to have enough money in circulation. Before the start of the crisis financial institutions (mortgage brokers and bankers) were high spirited and excited about the financial bubbles that they became very optimistic and began to take huge financial risks. The professionals put in charge to manage public finance tend to ignore warnings and fail to ask questions, and not able to manage evolving risks. Failures in the financial regulation and the lack for proper supervision: When it comes to finance, there must be laws and rules put in place to govern the procedures. These principles must be adhered to irrespective of personality or circumstances. Financial experts put in charge of all financial institutions must discharge their duties effectively and professionally by acknowledging that they are there foremost to protect public money and to regulate the financial system if possible overhaul them from time to time. Financial institutions should not regulate themselves. When financial institutions regulate themselves, security protection that ensures safety and avoid sudden and widespread disaster of public money could be removed or not followed strictly. With this approach trillions of dollars will be vulnerable. By governments allowing financial firms the choice to select their own preferred regulators to work with always results in the supervising being weak. In the financial system, regulators have lots of powers in different areas to protect it (the financial system) but out of their own reasons they do not do so, that is oversight. The collapse of the housing bubble: The financial crisis of 2008 which started in the US as the result of a downturn in real estate values caused primarily by rising defaults in subprime mortgages. The government encouraged financial institutions to make mortgage loans available to low income earners and the underprivileged in their various communities under the Community Reinvestment Act (CRA) in an effort to bridge racial equality and increasing homeownership by lending one hundred percent loans for mortgages with no down payments. In the past there had been charges of racial discrimination with regards to not approving housing loans to minorities and the low income earners. To facilitate the granting of this mortgage loans a lot of times did not require all necessary documentations from the borrower and their income details. In this case a lot of this underprivileged income earners were paid on cash basis, so there was no official evidence of verifying there actual income. But a l ot of subprime lending did not take place under CRA sponsorship. Instead the majority occurred with Countrywide and New Century rather than commercial banks such as Wells Fargo, Citibank, and JPMorgan Chase (Friedman, 2011) There were lots of little programs developed by the US government at both the federal, state and local levels intended to encourage more people to buy homes, thereby channelling more artificial demand into the housing sector like The Pro-ownership Tax Code. Developers were frequently receiving hand outs, free land, new roads and tax privileges to build new homes. First-time homebuyers in some areas received thousands of dollars tax credit. There were special treatments in agreement to buy a home as an investment, for example if a couple bought a house for half a million dollars and sold it for one million they will not pay capital gains tax, but if that couple invest in business that same money in stock or any other business that is not real estate and later sell that business for profit they will pay capital gains taxes of fifteen percent. Woods Jr. (2009) in his publication said â€Å"it is not to suggest that any of these tax breaks are undesirable or should be repealed; a tax break is an oasis of freedom to be broadened, not a loophole to be closed. Instead they should be extended to as many other kinds of purchases as possible, in order not to provide artificial stimulus to any sector of the economy.† America’s Federal Reserve started the boom by increasing the supply of money through the banking system with the purpose to reduce interest rates. This system stimulated growth in the production of longer term projects such as construction, raw materials and capital goods. So this low interest rate made construction and real estate flourish vigorously in the early 2000. Real estate is not a common category of products that all consumers demand because of affordability in terms of credibility and finance. In order wards not enough consumers out there could afford to purchase expensive homes. So the Federal Reserve (Fed) came up the idea to increase money supply through banks, and banks with loose lending principles made home purchases went beyond the usual, and the notion of living the American dream was not far-fetched. Fannie Mae and Freddie Mac (Federal National Mortgage Association and Federal Home Loan Mortgage Corporation) including the Federal Housing Administration were all backed and sponsored by the Fed to be lending money to people who wanted to purchase houses. Criteria for lending were lowered and loans were approved at a record breaking level. All the new money that the Fed created was being routed into the housing market through their representative agencies Fannie Mae and Freddie Mac. This stimulus was the biggest that gave unnatural rise to the housing prices. Housing prices went up quickly instead of taking a gradual rising process supposedly with the rate of inflation or the rise in average incomes; the bubble eventually busted and the housing prices went down and this caused the housing market to collapse and recession followed; borrowers were prone to increasingly rising interest rates and falling home values, and could not be in a position to refinance their mortgages leading to higher monthly payments and constant failures to meet financial obligations resulting in foreclosures. Because of the causes arising from these defaults substantial amounts of low investment grade-rated mortgage-backed securities to default and the highest rated securities to be downgraded. The US government refusal to rescue the Lehman Brothers and eventually filed for bankruptcy was also another fall in abundance of hope. Financial institutions holding mortgage –backed securities started writing down their relative worth which made them to become more financially vulnerable, as a result causing concern over counterparty risk and as such organisations started withdrawing from doing business with them (Kolb, 2010) Financial institutions inclination on risk taking could cause financial crisis. There was a view that instincts for self-preservation inside major financial firms would shield them from fatal risk-taking without the need for a steady regulatory hand, which the firms argued, would stifle innovation (Angelides, Thomas, 2011) when financial institutions act recklessly by taking too much risk something is bound to happen, especially when institutions are involved in trading, and in trading, money can be made as well as lost, example, large investment banks and bank holding companies tend to centralise their activities more on risk trading activities that bring in heavy profits. They expose themselves to danger in acquiring and making loans to borrowers with poor credit rating. Some of these institutions grew competitively as a result of poorly executed acquisition and integration strategies that made effective management more challenging Financial institutions and some credit rating agencies are adopting mathematical models to be used as reliable predictors to predict risks, by so doing replacing judgement in a lot of occurrences. Before the financial crisis of 2008, the Republic of Ireland enjoyed a long period of economic boom, both in credit growth, bubbles in real estate, excellent and educated workforce, and an attractive location for inward investment especially from the US firms. These attracted people from all over the world to come and live in the country. Because of the rise in population there was urgent need for more houses to be built which brought growth to the construction industry and Ireland recorded the highest number of employment in the history of the state. All these led to the boost in the banking sector. The banks were willing to lend, in fact banks were literally forcing people to take loans even if they didn’t need them. Credit cards were being issued to customers as long as there was weekly income coming into their account despite the fact these customers did not request for credit card. Home owners mortgaged their homes. A lot of people were encouraged to buy houses; incentive s were given to fist time buyers so as to motivate them. At the bust, the economy collapsed, companies started folding, people were made redundant, unemployment rose, banks started feeling the heat and government came to their rescue and bailed them out. A lot of money was pumped into real estate and prices of homes went up. As a result of banks’ lending money anyhow to people personal debts were rising faster than income and foreclosures everywhere. Banks stopped lending, and prices in the market dropped. The 2008 financial crisis was contagious spillover resulting from the United States subprime market. The cross-border processing was moving with great speed because of the close connections inside the financial set up and the powerfully organised supply chains in global product markets. Financial crisis of 2008 was contagious because we are now in a global market. There is evidence of significant increases in cross-market correlations in the more recent times. Global market, social media plays an effective roll, stock markets, single currency such as the Euro and the Eurozone, all trading at international level. What happens to one affects all. Conclusion Judging from a lot of the information surrounding the 2008 financial crisis and its causes, it was more like it happened mainly because of government oversight to supervise and monitor the financial experts and their institutions to constantly make sure they are in alignment with the regulatory systems is not appropriate; that seem to miss the whole point, but rather too many loans were issued on risky basis to unqualified customers that were not credit worthy, and the government fully aware of this encouraged and kept on pumping money into circulation for their political gain. The old ways of scrutinising applications for loans were abandoned by the lending institutions for a riskier method so that everyone get to live the American dream. Bibliography Angelides, P, Thomas, B (2011) The financial crisis inquiry report: Final report of the  National Commission on the causes of the financial and economic crisis in the  United States, Government Printing Office. Barton, D., Newell. R., Wilson, G. (2002) Dangerous markets: Managing in financial crisis  John Wiley Sons Publishers Buckley, A. (2011) financial crisis, context and consequences, Financial Times Prentice Hall Ciro, T (2013) the global financial crisis: Triggers, responses and aftermath  Ashgate Publishing limited Foster, J. B., Magdoff, F (2009) the great financial crisis: Causes and consequences  NYU Press Friedman, J (2011) what caused the financial crisis, University of Pennsylvania Press Goldstein, M (1998) The Asian financial crisis: Causes, cures, and systemic implications  Peterson Institute Gordon, G. B (2012) misunderstanding financial crisis: Why we don’t see them coming  Oxford University Press Kindleberger, C. P., Aliber, R. Z (2011) Manias, panics and crashes: A history of financial  Crisis, sixth edition, Palgrave Macmillan Publishers Kolb, R. (2010) lessons from the financial crisis: Causes, consequences and our economic  Future, John Wiley Sons Publishers Portes, R., and Swoboda, A. K. (1987) Threats to international financial stability  CUP Archive The Print Edition (Jan.17, 2009) the financial crisis, The Economist Woods, Jr. T. E (2009) Meltdown: A free-market look at why the stock market collapsed, the  Economy tanked, and the government bailout, Regnery Publishing.

Code Of Practice In Teaching And Learning

Code Of Practice In Teaching And Learning This assignment covers issues relating to current legislation and codes of practice in teaching and learning, as well as on the stages of the teaching/training cycle with emphasis on boundaries on some of the highlighted stages. The importance of record keeping in teaching and learning was also discussed in this assignment. I am currently working as an IT professional with the view of progressing onto more rewarding and better fulfilling profession as Mathematics cum ICT teacher/trainer in a lifelong learning sector. I decided to enrol for the Preparing to Teaching in Lifelong Learning Sector (PTLLS) programme at the North Hertfordshire College in preparing myself for the fulfilment of my career aspiration. LEGISLATION AND CODE OF PRACTICE IN TEACHING LEARNING The legislation and code of practice in teaching and learning are in place to act as guidelines and to protect the employees and learners in a typical lifelong learning sector. As a Tutor in the lifelong learning sector, it is my responsibility to be aware and adhere to the current legislative requirements and codes of practice as expected on my job role. Two examples of the current legislation relevant to teaching and learning are: Equality Act 2010 The key features of this act are, but not limited to the following: Aim at protecting disabled employees/learners and prevent disability discrimination as it provides legal rights for them in the area of employment, education, access to public facilities/services within a reputable lifelong learning institution. It provides rights to people (Carer or parent of a disabled person) not to be directly discriminated against or harassed because they have association with disabled people. It is unlawful for any education provider in the lifelong learning sector to treat a disabled employee/learner as less favourably for a reason related to their disability or fail to make reasonable adjustments to prevent them being placed at a substantial advantage. The Health and Safety at Work Act 1974 The learning institution must make it mandatory for the teachers/trainers and learners to understand and comply with the Health and safety at work Act 1974. This act ensures that they put the safety and health of employees and learners first. As Trainer, I must minimize the risks associated with repetitive strain injury (RSI) amongst my learners. For example, highly repetitive movements such as typing on the keyboard consistently can lead to RSI; continuous usage of the VDU (visual display unit) can also lead to eye strain. Hence, I must ensure that learners go on short intermittent breaks. Other current legislations that are relevant to lifelong learning sector are: The Sex Discrimination Act (SDA) 1984 Special Education Needs and Disability Act (2001) The Health and Safety at work Act 1974 Freedom of Information and Data Protection Act 2005 Employment Equality (Religious or Belief )Regulations 2003 Racial and Religious Hatred Act 2006 Human Rights Act 1998 Apart from the aforementioned current legislative requirements, there are also codes of practice that I have to adhere to as a teacher/trainer in a lifelong learning sector. Codes of practice, (CoP) are lower level documents that provide guidance. For example, the institute for learning (IFL) introduced a code of practice for teachers in the lifelong learning sector in 2008. The Code was developed by the profession for the profession and it outlines the behaviour expected of members for the benefit of learners, employers, the profession and the wider community. An example of the Code of practice that relates to teaching in a lifelong learning sector is the disclosure of criminal offence; as it is expected that any member to notify the institute as soon as practicable after cautioning or conviction for a criminal offence. STAGES OF TEACHING/TRAINING CYCLES The teaching/training cycle (as depicted below) can be described as a cyclic learning process that can continue indefinitely to facilitate successful learning experience. The teaching/training cycle can be joined at any point but needs to be followed through to be effective. The teaching/training cycle involves the following stages: Identifying needs Planning Delivering Assessing Evaluating The roles and responsibilities as well as the boundaries for each of the five stages of the teaching cycle in a lifelong learning sector are as highlighted below: IDENTIFYING NEEDS This stage is about finding out the needs of the institution as well as that of the learners. Roles Responsibilities To accommodate the specific needs of the learners e.g. provision of specialised equipment when needed, adequate provision for the disabled learners should in case of any accident/fire alarm, permitting learners to observe their religious obligation. The need to understand their leaning styles as well as providing the right tools, textbooks and any other materials needed to enhance their learning experience. Boundary To need to gain the qualification that are requisite for the course that one intended to teach PLANNING This phase involves preparing the suitable delivery resources that can facilitate conducive learning environment. Roles Responsibilities To identify the learning outcomes and thereby ensuring the provision of value-added learning services Ensuring that the outcomes of each session must be specific, measurable, achievable, realistic and time bound (SMART). To ensure that the specifications that were outlined in the schemes of work are addressed in the lesson plans this can be achieved by preparing the appropriate learning resources and also by including a variety of teaching and learning activities, dynamics and assessment methods. Boundary Physical contact with distressed pupil should appear normal and natural. Adhering to the ethos of the profession by maintaining high quality training, thereby guarantying that development and progression of the learner is being achieved. DELIVERING Roles Responsibilities To conduct the learning effectively by valuing and caring for the learner This is can be achieved by delivering the sessions based on the session plan that has already puts into consideration the various learning styles. To create a positive environment that fosters learning and keep the learners motivated Achieved by showing by demonstration, using teaching aids, giving out clear instructions and checking understanding among the learners regularly. Boundary Appropriateness of the teacher/learner relationship by ensuring that the learners do not know all about you and your life despite the fact of the need to be open, friendly and supportive. Knowing where to refer learners to such as assessment support for diagnosis of Dyslexia and other learning difficulties, Learning services for support with finance as well as knowing the procedures and where/who to escalate disruptive behaviour. Physical contact while demonstrating to the learner should not be misinterpreted. ASSESSING Roles Responsibilities To assess the learners during and at the end of the session in order to ensure they have gained the skills and knowledge needed to achieve their qualification Achieved by using any of the different types of assessment such as the Initial, Formative (quizzes and group discussion) or Summative (an examination that counts towards a qualification) assessments. To give constructive feedback and ensuring that Internal and External Verification (IV/EV) are carried out. Boundary No favouritism for any of the learners during assessment. EVALUATING This stage deals with getting feedback from the learner in order to reflect on ones teaching style and delivery. Roles and Responsibilities To obtain feedback from the learners in form of the course evaluation questionnaires in order to improve on ones teaching pedagogy and assist in future professional development. To evaluate the effectiveness of the program. Why keep records? Records are mainly kept for the following reasons: To let awarding bodies, employers and other stakeholders know This in terms of quality assurance is related to Internal/External verification as well as Internal/External moderation. Monitoring of progress and performance Helps tutors plan, monitor and review learners progress allows the trainer to monitor the effectiveness of his/her teaching and learners progress in relation to targets. To provide written feedback and guidance to learners. It is also the duty of the trainer to keep attendance records of the learners for health and safety reasons (evacuation in case of fire) and also for punctuality. To make the teaching/training work much easier. The reasons enumerated above are basically for legal reasons and also to support the teaching/training cycle. The stakeholders of these records are, but not limited to the following: Teachers/Trainers Awarding Bodies Employers Students Supervisors Ofsted Parents/Guardians/Sponsors Internal/External Verifiers Paper based and Computer records Paper based records Pros Less likely to be accessed by unauthorized user. Information update does not require any special skills. Cons Prone to lots of human errors due to differing terminologies, illegibility and misspelling. Disaster issue: can easily be lost or destroyed during fire or flood incident. Computer records Pros eliminate handwriting errors and offer spell checking ability. are cost efficient, because they eliminate expenses associated with stationeries, printing, other office supplies. Faster access to information and less space is required with regard to physical storage. Cons Privacy concerns: Personal information can be dispersed into the wrong hands. Data access problem: loss of power or technical glitches. This assignment has covered the various stages of the teaching/training cycles as well as the current legislation and the ethos of the profession in the teaching and learning sector. The needs for keeping records were also highlighted. WORD COUNT: 1585 words

Personal Narrative- Helping Others Essay -- Personal Narrative Writing

Personal Narrative- Helping Others Declining standards of living and continuing exportation of our jobs have resulted in rising stress levels for all Americans. This results in negative effects on our well being – mentally, physically and emotionally. Some people seek to reduce stress levels by using alcohol and drugs. Some overwork themselves, resulting in mental breakdowns. The pharmaceutical giants pocket billions of dollars a year from sales of tranquillisers, anti-depressants, barbiturates, amphetamines, and other psychoactive medications. We know we must learn to control stress in safer, saner, and healthier ways. So we read about Yoga or Aromatherapy, or maybe Feng Shui. We think about doing stress-management courses. We try to get more exercise and fresh air. We check for preservatives and other additives in our foods, and stock up on multi-vitamins. All useful and worthwhile ideas. But one stress-buster that we don’t hear much about is helping others. A loving or supportive act, unsolicited and unconditional, can brighten another’s life and return to us as contentment and a sense of well being. When we involve ourselves in helping someone else, we overcome the self-centred nature of our own anxieties. Living in huge centres of population, as so many of us do, often means that we lack the interaction and co-operation with neighbours which would have been so much a part of my grandparents’ lives. It’s understandable, I suppose, that constantly feeling our space invaded, we go out of our way to preserve some sort of privacy -- and end up cutting ourselves off from people who live only yards away from us. On the other hand, for those of us who have access to it, the Internet has brought a whole n... ...y own heart is its campaigning on behalf of the â€Å"unknowns† – those prisoners who are tortured or at risk of death in obscure circumstances, and whose names rarely reach the international media. You can read about some of these desperate people at www.stoptorture.org. The theologian Reinhold Niebuhr coined the ultimate expression of empowerment: (God) grant me the serenity to accept the things I cannot change, courage to change the things I can, and the wisdom to know the difference. By joining in Amnesty’s work, we can change things. By each sending an Amnesty 'Stop Torture' postcard to five friends, together we have the potential to add thousands to the list membership and constantly increase their influence. Can you imagine how many lives could be changed, or even saved, if all of us showed someone imprisoned and forgotten that we really do care?

Nucor Case Analysis :: Finance Business Essays

Nucor Case Analysis Case summary: Nucor is the world’s largest recycler, recycling over 10 million tons of scrap steel annually. Nucor descended from auto manufacturer Ransom E. Olds, who founded Oldsmobile. The company evolved into the Nuclear Corporation of America, which was involved in the nuclear instrument and electronics business in the 50’s and early 60’s. Over the next five years, Valley Sheet Metal, Vulcraft Corporation and U.S. Semi-conductor Products joined the Nuclear Corporation. After suffering several money-losing years, in 1964 F. Kenneth Iverson was installed as president. Management then decided to integrate backwards into steel making, and in 1972 they adopted the name Nucor. Since then Nucor has established itself as a leader in the steel industry through efficiency and innovation. It now employs more than 7,000 people worldwide and has experienced tremendous growth under its new CEO Daniel R. DiMicco. SWOT Analysis Strengths †¢ Low Cost Producer †¢ Employee/Manager ial Relations Leading Innovator †¢ Low Debt Load †¢ Overall industry leader Weaknesses Dependency on scrap metal Company Profile - Nucor Corporation is the largest steel producer in the United States and had net sales of $11.3 billion in 2004. -Nucor's origins are with auto manufacturer Ransom E. Olds, who founded Oldsmobile and then Reo Motor Cars. -The reorganization resulted in restructuring and eliminating money-losing businesses which left only the steel joist business called Vulcraft -Vulcraft operated in Florence, South Carolina and Norfolk, Nebraska -Management then decided to integrate backwards into steelmaking by building its first steel mill in Darlington, South Carolina in 1968 -In 1972 the company adopted the name Nucor Corporation -By 1985 Nucor was the seventh largest steel company Situational Analysis General External Environment ï  ¶Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Sociocultural - Nonunion workers got paid more than 85% of the states they worked in -Recycled more than 10 millions tons of scrap metal annually ï  ¶Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Technological -Began using a twin shell electric furnace to increase production and lower costs and increase market share -Developed and implemented strip casting overseas to eliminate a step in the steel making process ï  ¶Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Demographic -Economic slow down in early 90’s led to a decreased demand for steel -By 1995 the steel industry was the best it was for 20 years ï  ¶Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Economic -Import values decreased for all steel products from 1998 to 1999 -U.S. steel producers facing higher energy costs ï  ¶Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Global -Increasingly tough environmental rules -Cheaper imports for steel Industry Analysis – Nucor has established itself as a leader in the steel industry through efficiency and innovation. Industry Driving Forces of Change ïÆ' ¼Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Increased demand on a global scale due to increase in manufacturing across the world, opposite in U.

Conflict and Generosity Within the Grapes of Wrath Essay

When a family becomes a victim to severe debt, attitudes change, the family tends to grow apart, and the members must cope. This was common during the Great Depression in the 1930’s after the collapse of the stock market, and a plethora of families flooded to California in search of a promising future. Home to Tom Joad and his family, the deteriorating economy of the Great Depression depicts the changing attitudes of many families and how they adapted to this difficult time period. The work captures how many families like the Joads have to change to accommodate the financial shortage of the 1930s, and how they grow with this struggle. With that, John Steinbeck constructs The Grapes of Wrath to include a family that is still generous in the midst of many trials and tribulations. The Grapes of Wrath depicts how great struggle is juxtaposed with an immense appetite for wealth, and how this conflict elicits generosity. John Steinbeck grew up around Salinas, California. Even though he was not raised by parents who were poor, he witnessed discrimination upon the many dust bowl migrant workers who came from states that were â€Å"less fortunate† like Oklahoma and Texas. Steinbeck channeled his anger and frustration from observing the heartbreak and struggle during the Great Depression into crafting The Grapes of Wrath. According to Carroll Britch and Cliff Lewis in their article â€Å"Growth of the Family in The Grapes of Wrath,† â€Å"Although it addresses issues of great sociological change, The Grapes of Wrath is at its core about the family and struggle of its members to assert their separate identities without breaking up the family. 1)† He utilized his aggravation for the people to illustrate the drastic changes that occur in the characters over a period of time, such as the way in which the community is altered when financial hardship is imminent. But for Tom Joad and his family, staying together as a whole is one aspect that has not yet been lost in the troubling times. Though the Joad family has had a great deal of troubling experiences, in a way this brings them closer holistically. The way that Steinbeck crafts the family to adapt to the varying conditions like when someone dies, or loses work, llustrates how the family becomes more resilient to variety. The Joads and many families like them must leave behind their felt notions of idealism and work towards an â€Å"I to We† relationship with the others if they are going to survive during this great struggle, especially with the way that nothing financial wise is stable during the depression. For a large percent of the population, the scarcity of funds leads to chaos within families and friends across America. The hedonistic views of the public drive people virtually insane, with car salesmen selling run-down vehicles for outrageous prices, to corrupted citizens stealing from stores who are going out of business. With money no longer an abundant commodity, banks and businesses began to shut down and fail, forcing many hard-working Americans to begin a life on the streets, which is not a welcoming new habitat by any stretch. This relates to the novel in that the Joads were forced out of their farm and had no choice but to flee to California in search of work and a brighter future, which appears to be a promising alternative. Though the trend to fall a victim to the circumstances is growing, there are still some people like Tom Joad and his family who do not seem to fit this statistic yet. When the family reaches the government camp Weedpatch, they to some extent â€Å"forget† about the troubles of the economy. Warren French in his article Chapter 6: From Naturalism to the Drama of Consciousness—The Education of the Heart in the Grapes of Wrath, states that, â€Å"The self- governing arrangement of the camp also makes the Joads feel like decent people again (4). This shows how despite the troubling situation, the Joads can still find remote happiness among a time of desperation. There is an apparent change in attitude once the Joads reach the Weedpatch camp. Warren French writes; â€Å"The easy atmosphere of the government camp, where—as one man observes—â€Å"We’re all a- workin’ together† (448), is in striking contrast to the tense atmosphere at the Hooper Ranch. There the prevailing attitudes are epitomized by a checker’s remark that putting holes in the bottom of buckets â€Å"keeps people from stealing them (4). This suggests that having others to work alongside of eases the tension of being forced to work for almost nothing. The atmosphere seems lighter at the Weedpatch camp due to the migrant workers having others with similar circumstances amongst them. This makes the thought of poverty less menacing because for the migrant workers at the camp, they are beginning to collaborate and become a unit. Another aspect of â€Å"working together† is shown after the miscarriage of Rosasharn’s baby. If the baby was not kin to Pa Joad and the family, he may never have been motivated to build a dike so his family can stay dry. Britch and Lewis quote Steinbeck in their article, â€Å"Well, we ain’t doin nothin’†¦. We can do her if ever’body helps. † Building the dike with Wainwright and the others replenishes Pa Joad’s spirit, and teaches him that there is way more to be achieved with the â€Å"We† attitude. A major turning point in The Grapes of Wrath transpires when Tom murders the man that killed Casy. Though Tom committed a crime, Ma Joad and the family suggest that hiding him from the authorities would be a decent idea. The family pleads for him to stay but quickly realizes he must leave to avoid getting arrested. This occurrence represents the growth of the family unit, the way they care for one of their own even though he is now a criminal shows the drastic change that has developed over the course of the Great Depression. This also depicts how the situation elicits generosity within the family. It is imperative that Tom leaves the family but aside that, Ma Joad and the others beg for Tom to stay. The difficult situation made them realize how quickly they can lose Tom, and with that the desire to help Tom is now apparent. The Joads have gone through a metamorphosis with their attitudes and thoughts towards one another. Due to the series of events the Joads have encountered, they have faced many obstacles and this brings them closer over all. A significant incident like this causes the family unit to become more protective over the other members, even after losing Tom, Noah, and Connie. All of the events that transpired along the course of the novel have affected the overall dynamic of the Joad family either positively or negatively, more so positively. With that, if nothing else, the experience of having to survive amongst one another in a time of great sociological downfall mends the family closer than one would think. The family traveled together, they slept together, and they even worked together. The Joads spent gratuitous amounts time as one unit just in completing those tasks, so even when bonding was not necessarily a part of the agenda, the way in which they became used to each other blossomed rather quickly into a stronger relationship for the family. Generosity amongst the Joad family was more or less noticeable in the beginning of the novel, and became more of a characteristic of the family as the story progressed. The hardships they faced along the way with searching for work subconsciously drew the family closer. The longer the Joads were among one another, and the more trials and tribulations they faced, generosity among the group developed into the norm. This transformed the Joads from the persona of an average family, into an inseparable unit of people who fought for one another.

My Career in Psychology Essay

As I was doing the MBTI test, I was thinking nearly my life story terminal, and I was hoping, the results gave more motif to keep studying Psychology. At first, most of the question didnt make star to me because they were repeat it, but when I was make with test I started to review the resolving power sheet and e genuinely single that was asked do sense. When I finished reviewing my score my results came to ESFJ.ESFJ fits perfect tense with me because I love to work with plurality I have always mat that Im connected to every iodin or so me and I have to value that connection. Im hoping to continue to work with pile after I accomplish my goal of becoming a healer or a counselor. As an ESFJ, your regularity of animated is to focus externally, where you deal with things according to how you find out about them, or how they fit in with your personal value system. The secondary method is internal, where you take things n via your five senses in a literal, concrete fashio n.ESFJ is consider to be the caregiver and therefore, stack has the options to choose for their career like nursing, teaching, child care, family practice physician, counselors/ kindly worker, and etc Like, I have mentioned before I want to be a therapist/counselor and work with the young population. I wan to give back to my confederation by teaching separates that nothing is impossible. I will guide others by example. When I got pregnant at the age of fifteen, people thought that it was going to be block for me. My family used to tell me that I was not going to finish high work or college, and I have proven that they wrong.I received my high inform diploma, and I happen upond two associates degree one in Accounting and one in Liberal arts. Through my experiences, I smack more sensitive around other people. I consider myself a compassionate person who always put others first, and I leave myself last. Im very please with my MBTI result, and I have no disagreement or questio n. Now, I experience that being sensitive is not a bad thing or weakness. cosmos sensitive to other is quality because it makes me come across others. ESFJ will keep me motivated to achieve my main goal of becoming a therapist later in my life.

Cultural Assessment of Elderly Chinese Americans

Management of their health and infirmity issues is in like manner discussed. Cultural assessment system and an assessment dickhead be utilise for he study, and their personafulness, strengths, and failinges analyzed. Demographics This heathenish assessment is centre on senior(a) Chinese Americans in Flushing, New York where according to the revised 2010 nose count reported 56,355 Asiatics resided, comprising 70. 35% of the total nation. Although the number reported on each(prenominal) Asian subgroups combined, it has been determined that close to of the population consists of Chinese and Korean immigrants.Studies support also shown that the remote portion of the population often faces to a greater extent(prenominal) disparate treatment in sexual relation to health c be and that is why this population was chosen for the assessment. Ethnic and Cultural health Practices Illness and death ar normally viewed by time-worn Chinese Americans as a natural part of life . wellness is equated to finding harmony between the antonymous forces of yin and yang. Special foods and herbs atomic number 18 utilise to specify balance between yin and yang and promote healing.Other jet practices take on massage, acupuncture, conferring with a medium or spiritualist, and institution, which is a traditionalistic Chinese technique that involves burning an herb called Muggers to facilitate healing. Otherwise, Chinese Americans do non generally stir conflict with westbound health practices hardly when an illness is considered shameful, they often pass on non seek treatment. Bad news regarding diagnosing or prognosis is shielded from the diligent by family members because they believe it provide determine the affected role worse medically.With family having such a significant role in decision-making summonses, it is exigent to explain and encourage durable occasion of attorney or opposite tool used to give power to the individual making medical decisions. Religious whimsy System Religious practices the Chinese may follow argon Confucianism (a philosophy), Taoism, ancestor worship, Buddhism, and Christianity. At one time, atheism was encouraged in mainland mainland China so virtually patients volition say they do not work a religion. Generally, Chinese religion is Manichaean and emphasizes yin and yang which are considered the makeup of the Tao.Tao is their eternal cosmic principal. wellness and Illness Needs habitual illnesses in the Chinese community include diabetes, stroke, hepatitis B, hypertension, tuberculosis, and cancers of the upper GIG tract, lung, liver, and misanthropy, and G-6-PDP deficiency, a presumption in which the overlook of an enzyme results in anemia. Chinese men also have a large melt downency to smoke. As celebrated by Eng, et al (2005-2006), Up to 65% of men from China smoke. Although there is no true conflict with Western medicine, Chinese Americans often institute traditional remedie s in front trying Western treatments.That is why they may initially present to the facility in an advanced stage of illness. Management of Health and Illness When managing the health and illness of elderly Chinese immigrants several factors are involved. Availing health aid to those in need is requisite to managing the health of Chinese immigrants. Understanding familial roles and relationships is another one of the just about authorized factors because culture emphasizes loyalty to Emily and devotion to traditions and puts slight emphasis on individual feelings (University of capital of the United States Medical Center, 2007).Another factor is whether the patient understands their medications and the splendour of following a regimen. Explaining medications fully and not Judging traditional Chinese remedies involving herbs volition help build a bridge deck between traditional medicine and Western medicine. If the patient is not comfortable with the dosages or uses of their medication, they will most likely be noncompliance. Learning and understanding nonverbal cues will also help because out of respect, Chinese clients will not tell a actor no.Respect is shown by avoiding eye encounter or giving small bows when say-so figures are present. It is also believed emotions must be maintained in stressful multiplication so they may appear stoic. Lastly, be aware that women are modest some being examined by a anthropoid and should be asked up front if it is fine for the practitioner to examine them. verbiage Language has been the crux of many of the problems elderly Chinese Americans encounter on a rhythmical basis. The fact that many of the immigrants do not speak English and there are several dialects spoken, interpretation becomes more than difficult.Mandarin is the formalised spoken language in China but Cantonese, Taiwanese, Taiwanese, and Fussiness are some of the other dialects to name a few. Chinese characters used in writing are the same for all the dialects, characters are used to express words, thoughts and principles. Nutrition An old Chinese saying is that Medicine and food fortune the same source. Chinese Americans tend to believe food provides certain energies for unalike parts of the body and grains, fruit, meat, and vegetables must be eaten to maintain a healthy balance. porc is the preferred meat and rice is the most classical food.Hot and old fluids also are considered necessary for healing based on the individuals situation. As noted by University of uppercase Medical Center (2007), mirror patient may only prefer to pledge only hot liquids (water or tea) when ptyalize or postpartum. Hot and icy energies are thought to balance yin and yang only when as light and dark energies do. Herbs are a common part of traditional Chinese diets so it is very important to question clients about their diet in the initial interview for purposes of learning interactions with practicable interventions.Literacy and Edu cation For Chinese Americans, education is the trail determinant of health status. Many elderly Chinese, especially the earlier immigrants, did not have formal education and most of them did not speak English (Pariah, et al 2009, p. 7). deepen with language barriers, this group became socially degage and lacked access to health burster. They also participated slight in leisure activities other than family be after functions, and had more difficulty finding employment.Thus, most live in poverty and that has harmed them drastically both in mental and animal(prenominal) health. Fortunately, the younger generations of Chinese Americans have been afforded more educational opportunities and help the elders understand and absorb treatments otherwise unattainable to them. The Friedman Family Assessment warning The Friedman family assessment theoretical account was used in this heathenish assessment. It assisted in the show of identifying data, developmental stage and history of the family, environmental data, family structure, and family functions.Information on family stress, coping, and adaptation was also collected. Overall, the process of the family assessment using Friedman Assessment official document was a great experience. Knowing the family and grammatical construction rapport with them while assessing them in variant aspects is very helpful regardless of setting. This type of assessment and involvement encourages holistic care of the individual, their family as a group, and the community. The strengths of this assessment model are the in-depth questions and large amount of areas covered.The weakness is that if all parts are not completed, it is difficult to develop an accurate assessment. The lack off good rapport with the family could pass on the tool understanding of the culture and family functions are key to attaining desired outcomes. Conclusion This cultural assessment was developed through the use of the Friedman family assessment mo del. It successfully identified data on the familys development, history, environment, health and illness beliefs and practices, religion, cultural beliefs, language, literacy and education issues, and a host of other information.Although it was found that most Chinese Americans lifelessness prefer to try traditional remedies first, it was also found that Western medicine is an excerpt they are open to when available and all else fails. Familial influences and education are the study factors governing health status. Those who are more educated, have better overall health. sr. Chinese Americans in Flushing, NY will believably always encounter issues with health care because most of them still do not speak English and were never officially educated.Educating this population on their medications and available interventions will improve their quality of life and peradventure extend their life spans. It is time force out allowing elderly Chinese Americans to be wooly-minded in p overty and suffering needlessly. References 2010 nose count interactive population search.

Enterprise Architecture as Strategy Essay

Technology is shifting at a faster rate resulting in development of new methods that assist in satisfactory completion of certain technological demand. This has given birth to different enterprise architecture frameworks that fulfill the specific requirements of day-to-day activities. Architecture is a framework of guidelines, principles, models, standards and strategies that directs, social construction and development of business process, design and information and resources through enterprise. Hence, free enterprise architecture is a blueprint, which defines the structure and operation of a given organization (Fowler & Rice 2003).The growth of such a economic theory isnt sufficient.The Open Group Architecture Framework (TOGAF) is an enterprise architecture framework, which approaches the further development of enterprise information architecture through design, planning, governance and implementation.This EA framework employs twenty four pillars to achieve its goals: Applicati on, Business, Technology and Data. Before the architect own plans for current and future aims of the organization, they are provided with foundation architectures how that form the basis that they will use for the new development. The four pillars play a crucial major role in ensuring that the process is successful.Management is merely one of the essential pursuits which play a valuable part in the additional information systems also .

The original aim of the TOGAF was to design and develop technology modern architecture for a given business entity. However, the framework has evolved becoming a methodology that is used to analyze overall business architecture. This resulted into splitting of the enterprise methodology into two parts: Architecture further Development Method (ADM) and Enterprise continuum. The ADM ensures that the enterprise architecture meets the minimum requirements of the organization in terms of business needs and information technology needs.Information methods that what are complex control leverage new technologies and concepts or companies from having the ability to adapt to be able to compete.For example, Phase C combines Application and available Data architecture and phase B and C ensure that the clarity of the information gothic architecture is achieved (Lankhorst 2005).For the ADM to be successful, Enterprise Continuum comes handy. Generally, the Enterprise Continuum can be seen as a ‘virtual repository’ of all the assets of the architecture that is in an organization. These assets may include architectural patterns, architectural models, architecture descriptions and other important artifacts.At best, it tap into a diverse range of abilities and solutions empty can result in a more holistic strategy and also improve the overall understanding of our professionals.

Usually there is a relationship between the different EA frameworks in terms of how it operates and ways deeds that enables it to accomplish its duties. Zachman Framework and TOGAF ADM part fair share some common features. ADM mapping in relation to the Zachman Framework supports a correlation.The Zachman Framework has a well established and comprehensive taxonomy that supports various models, viewpoints wired and other important artifacts, which an enterprise may consider developing as a phase of the EA (White 2007).Organizations unable to satisfy the generous donation could be requested to submit supporting documentation, including salary programs for other graduate-level interns or an operating budget.The main purpose of the architecture is to define viewpoints, an aspect that is supported by the TOGAF ADM but lacks in Zachman Framework. Zachman Framework vertical axis provides a source of potential viewpoints worth while the horizontal may provide generic taxonomy concerns. Thus, the Zachman Framework does not have means good for processes for conformant views or developing viewpoints. Hence, it does not full employ a perspective that is shown by TOGAF’s ADM.Our company is about to offer top excellent custom writing dilute solutions to you.

Hence, the columns that are in the FEAF matrix correspond to the three gothic architecture domains that are supported by TOGAF; the fourth TOGAF domain covers business gothic architecture that lacks in the FEAF structure.Enterprise Architecture Planning (EAP) is a framework that brings together Applications, additional Information and Technology Architectures in fulfilling the requirements of architecture. Thus, it shares many concepts keyword with TOGAF because the aim of EAP is to form blueprints for architectures to solve business problems. Moreover, EAP supports the nine phases that are supported by the TOGAF (White 2007).There are a first great deal of additional ways that youll be able to use to increase how their writing abilities.Department of Defense Architecture Framework (DoDAF) defines the architecture systems into consistent and complementary views. It defines a structure logical and mechanisms that help in understanding, visualizing and assimilating the complexiti es and broad scope of a example given architecture design through tabular, graphic and textual means. Thus, it shares minimal aspect with TOGAF.In fact, TOGAF main focus on the methodology of architecture in terms of â€Å"how to† without bringing into consideration architecture description constructs.There are advantages deeds that are given to the enterprises.

DODAF requires that all information, analysis and new products to build should be put forefront before building the architecture. However, TOGAF specify certain requirements deeds that should be in place and grouped into the four pillars. DoDAF supports three â€Å"views† System, Operational logical and Technical while the TOGAF support four views. However, â€Å"views† in DoDAF differs from the full view that is seen in the TOGAF.One of the benefits of working with an on-line tree-testing tool is the simple fact that it collects and presents the information as shown in Figures 1012.Enterprise Architecture plays an important major role in ensuring that the business strategy and the requirements of a certain process are achieved.TOGAF approach is useful in achieving a business-oriented process through a well defined methodology. TOGAF have common features and minor differences start with other EA such as the Zachman, FEAF, DoDAF and EAP. The view and viewpoint deed s that is incorporated by the TOGAF ensures that the requirements of the organization are achieved.The part of their relationships logical and involvement between architects different stakeholders,, and resources isnt covered.

(2005). Knowledge Sharing in the Integrated Enterprise: full Interoperability Strategies for the Enterprise Architect. London: Birkhauser. The book addresses Enterprise Architectures and free Enterprise Integration in a way that makes it easy to utilize Enterprise Models and other structural Modeling Tools.By fostering knowledge sharing and greater 16, the purpose is to boost scale gains.Fowler, M. & Rice, D. (2003). Patterns of Enterprise Application Architecture.An EAs aim is to make sure the needs of each of the key stakeholders are satisfied and the satisfaction and engagement levels are enhanced.

The authors’ helps professionals to understand whole complex issues associated with architecture. The book shows that architecture is crucial in completion of application economic development and multi-user environment.In addition, the book provides patterns and context in EA that enables the reader to have proper means to make the right decisions. Lankhorst, M.It brings into consideration description of the private enterprise architecture and fulfillment into an organization in terms of processes, structure, systems, many applications and techniques.The book brings into consideration description of components and unambiguous specification to allow for a logical modeling language. They utilize their skills in ensuring that the architects have concrete skills that fulfill the architectural practice. It also gives means that allows communication between stakeholders that are involved in these architectures.(2003). A practical Guide to Enterprise Architecture. New York: Pre ntice Hall PTR. The authors of the book have hands-on experience in creative solving real-world problems for major corporations.(2003). Guide to Enterprise IT Architecture.New York: Springer Publishers. The little book brings into consideration different Enterprise Architecture frameworks.

& Weill, P. (2006).Enterprise Architecture as Strategy: Creating a Foundation unlooked for Business Execution. Chicago: Harvard Business Press.Scheer, A. & Kruppke, H. (2006). Agility by ARIS Business making Process Management.Thus, the book is business oriented with EA playing an important role. Schekkerman, J. (2003). How to Survive in the Jungle of Enterprise Architecture Frameworks, 2nd Ed.Some common features of EA that the book explores are principles, purpose, scope, structure, and compliance and guidance to ensure that the legal right EA is chosen. Wagter, R. & Steenbergen, M. (2005).